FACTS

WHAT DOES FIRSTLAND TRUST BANK DO WITH YOUR PERSONAL  INFORMATION?

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Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

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What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income

• Account balances and payment history

• Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

All financial companies must share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Firstland Trust Bank chooses to share; and whether you can limit this sharing.

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Reasons we can share your personal information.

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1. For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

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       Does Firstland Trust Bank share?  Yes

       Can you limit this sharing?   No

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   2.  For our marketing purposes – To offer our products and services to you

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        Does Firstland Trust Bank share? Yes

        Can you limit this sharing?  No

 

   3.  For joint marketing with other financial companies

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        Does Firstland Trust Bank share? No

        Can you limit this sharing? We don't share

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   4. For our affiliates’ everyday business purposes – Information about your transactions and experiences

 

        Does Firstland Trust Bank share? No

        Can you limit this sharing? We don't share

 

   5. For our affiliates’ everyday business purposes – Information about your creditworthiness

 

       Does Firstland Trust Bank share? No

       Can you limit this sharing? We don't share

 

   6. For nonaffiliates to market to you

       

       Does Firstland Trust Bank share? No

       Can you limit this sharing? We don't share

 

 

Who we are

Who is providing this notice?  Firstland Trust Bank

 

What We Do

How does Firstland Trust Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

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How does Firstland Trust Bank collect my personal information?

We collect your personal information, for example, when you

• Open an account or deposit money

• Apply for a loan or use your credit or debit card

• Make deposits or withdrawals from your account

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We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

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Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes - information about your creditworthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you

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State laws and individual companies may give you additional rights to limit sharing.

 

 

 

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

Firstland Trust Bank have no affiliates

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Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Firstland Trust Bank does not share with non-affiliates so they can market to you.

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Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Firstland Trust Bank doesn't jointly market.